Well. If you had told me one month ago that I would be sitting in a hotel, without a house, wondering what the HECK happens next, I wouldn't have believed it. Yet here we are. As of today, we have been homeless in Charlotte for one week, six days. Comfortably homeless, in a suite at the Marriot, but still, we're feeling pretty adrift, and the company paid hotel tab is about to run out. Next stop, depressing one bedroom hotel with 80's comforters, and a smell of desperation. I really do hope things resolve this week and it doesn't come to that, but its on the horizon at the moment.
The short of it, our original lender bailed on us at the last moment due to a second appraisal on our house that came in low, and then, we were declined for mortgage insurance twice, and the closing on our house was cancelled. We are now working with Wells Fargo, had a third appraisal (went well) and currently await the closing go ahead from them. But. We are all pretty gun shy from our first experience, and won't really believe it until we see it. We plan on doing a thing called early occupancy, which is basically when you move in as a tenant before the title actually closes. The current home owners are sitting there with the uhaul, waiting as much as we are, but to get out. All of this bank stuff came in just as we were preparing to move, so you can imagine what the last couple of weeks have been like. argh. major stress.
Paul went to work last Monday and I have been "home" with the kids at the hotel. So far I have been trying to treat it like a vacation and be all positive, but my cheerleading skills are starting to fade. I am a home body person, and right now, if I was on vacation, I'd be packing the car and looking forward to that first sleep in my own bed. And it weighs heavily on me that there is no such place, at least for the moment. That and the fact that all of our stuff is sitting in a storage facility, just waiting for all of this to be settled. Which leaves us with one week of clothes and personal items. We ran out patience pretty quick with that and did a clothing shopping spree that improved all of our spirits (thank the Lord for Kohls). We are all restauranted out at this point, carrying a few new lbs from hi fat meals, and dreaming of home cooked meals . Owen repeatedly asks to go home, to his babysitter, today he even asked when we were going to church. The cats are hanging in there and were surprisingly good travellers. Thankfully we are near a good vet, because Jingles needed some attention today and is feeling much better as far as I can tell.
And out there, is my house. With its pretty porch, the marshmallow pit in the backyard, the birds singing and the sounds of the water through the bedroom window. I hope with all of my heart to be in it soon. I need to organize my cupboards, say hi to the neighbours, do that first local grocery shop. I need to NEST. now. If this deal falls through, we will put in an offer for another place but I would always regret losing this one. And we would have to sit it out and wait for the bank processing in a hotel even longer and I can't even go there in my mind right now.
Thankfully our experiences as new Southerners have been very good. Everyone is very friendly and kind, and we are figuring out how to get around here. The shopping and bbq are as good as you have heard, and we try new things and get out and explore. But now, we would like to go to our (new) home please...
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